Free valuation tool for insurance agency owners

What's your agency worth?

An instant, data-driven valuation range for independent agencies and brokerages — built on the same revenue and EBITDA multiples buyers actually use. No call, no spreadsheets.
Value my agency Takes about 3 minutes
Real M&A multiples No sales pitch Your data stays private No credit card
1.0x–4.0x
Revenue multiples modeled
4x–10x
EBITDA multiples modeled
$0
Cost — always free

Three steps to your number

No call, no sales pitch — just answer a few questions about your book and see your range.

Step 1

Tell us about your book

Premium, commission, retention, and your line-of-business mix. Smart sliders make it fast — no spreadsheets, no document uploads.

Step 2

We run the buyers' math

Your inputs flow through a real agency-valuation model: blended revenue and EBITDA multiples, adjusted for the quality of your book.

Step 3

See your value range

Get an instant low–mid–high estimate plus the exact drivers helping and hurting your number — the same things acquirers scrutinize.

Understand what shapes agency value

Practical, plain-language guides for owners weighing value, timing, and their next move.

Explore all guides
7 min read

How Much Is an Insurance Agency Worth?

A practical overview of the financial and book-quality signals that shape an agency’s value.

Read guide
8 min read

Insurance Agency Valuation Multiples Explained

What revenue and EBITDA multiples mean—and why a headline multiple never tells the whole story.

Read guide
9 min read

Selling an Insurance Agency: An Owner’s Guide

A clear owner-focused roadmap from early planning through diligence, closing, and transition.

Read guide
Directory examples

See how agencies appear in the directory

These fictional examples preview the directory format. They are not active listings or agencies available for sale.

Example

Northstar Example Agency

Albany, NY

Not for sale

Example

Harborline Example Brokerage

Columbus, OH

Not for sale

Example

Pine Ridge Example Insurance

Raleigh, NC

Not for sale

Get your number, then list your agency for free

Complete your private valuation first. After you see your result, you can choose to submit your agency for review in the directory.

Value my agency

See exactly what moves your value

Two agencies with identical premium can be worth wildly different amounts. We break down the drivers buyers scrutinize — so you know where the upside is before you ever go to market.

Start free assessment
Client retentionSticky books command higher multiples.
Organic growthConsistent new business signals durability.
Line-of-business mixCommercial vs. personal vs. benefits weighting.
Revenue concentrationTop-account exposure can discount your value.
Revenue multiple1.0x–4.0x
EBITDA multiple4x–10x
Your blended estimateLow · Mid · High
The methodology

How valuation actually works

Independent agencies sell on a blend of a multiple of commission revenue and a multiple of EBITDA, each adjusted for the quality of the book. We weight both methods and adjust for retention, organic growth, line-of-business mix, and revenue concentration — then hand you a defensible range, not a vanity number.

It's a directional estimate, not a formal appraisal — but it's the same math an acquirer or M&A advisor starts with.

Built for agency owners & principals

“Most owners have no idea what their book is really worth until they're already at the negotiating table. This gives you the number — and the levers — years before you sell.”

Insurance M&A perspective

Questions agency owners ask

Straight answers on how the valuation works and what we do with your information.

Independent agencies typically sell on a blend of two methods: a multiple of commission revenue and a multiple of EBITDA. Both are adjusted up or down for the quality of the book — retention, organic growth, line-of-business mix, and revenue concentration. Our tool blends these methods to produce a defensible low, mid, and high range.

Curious what buyers would pay for your book?

Find out in minutes. It's free, and you'll walk away with a clear picture of your agency's value and what's driving it.

Value my agency